Commercial Property Claims
Commercial Property Claims
Commercial property damage doesn't just affect your building — it affects your revenue, your employees, and your reputation.
(727) 624-1056$5M+
Recovered
500+
Claims Won
98%
Success Rate
Your Business Can't Afford a Lowball Settlement.
Commercial property damage doesn't just affect your building — it affects your revenue, your employees, and your reputation. Insurance carriers know this and often try to minimize commercial claims even more aggressively than residential ones.
Drew the Adjuster brings the same 10+ years of expertise to commercial property claims. From storm damage to fire, equipment failure to business interruption, we document every angle of your loss. We also handle the often-overlooked business income claims that can mean the difference between recovery and closure.
Whether you own a single commercial building or manage a portfolio, we fight for the coverage your commercial policy promises.
What a Commercial Property Claim Can Include
Commercial claims extend far beyond the physical structure. Business interruption, extra expenses, personal property, and equipment breakdown all factor into a comprehensive claim.
Building & Structural Damage
Roofing, walls, foundation, windows, and all structural components damaged by covered perils.
Business Interruption / Loss of Income
Lost revenue during repairs, ongoing fixed expenses, and extra expenses incurred to minimize downtime.
Equipment & Machinery
HVAC systems, production equipment, servers, and specialized machinery damaged by the covered event.
Inventory & Stock Loss
Product, raw materials, and finished goods damaged or destroyed by the covered peril.
Code Compliance & Upgrades
Commercial rebuilding often requires updated fire, accessibility, and energy code compliance. We push carriers to cover the difference.
Planning Ranges for Commercial Property Settlements
| Claim Type | Typical Settlement Range | Average |
|---|---|---|
| Minor commercial property | $25,000 - $75,000 | $45,000 |
| Moderate building damage | $75,000 - $250,000 | $140,000 |
| Major structural + business interruption | $200,000 - $1,000,000+ | $500,000 |
| Business interruption alone | $50,000 - $500,000+ | $175,000 |
Broad planning ranges. Commercial policies vary widely. Business interruption claims depend on projected vs. actual income, policy limits, and indemnity period.
Our Commercial Claim Process
1
Claim Dive
Dive deep into the heart of your claim, uncovering every hidden detail and nuance. Start with a comprehensive understanding.
2
Focused Strategy
With clear vision comes focus. We sharpen our strategy to pinpoint accuracy, ensuring every action hits the mark.
3
Confident Resolution
Walk the path of confidence. Know that with us, your claim's resolution is not just favorable — it's optimal.
Why Homeowners Choose Drew the Adjuster for Commercial Property Claims
We understand both markets and apply the same relentless advocacy to your commercial claim.
We calculate lost income, extra expenses, and ongoing costs that carriers routinely undervalue.
We work with commercial contractors and engineers to produce comprehensive repair scopes.
We only get paid when we recover money for your claim.
Commercial Property Claims in Cities We Serve
We provide Commercial Property Claims across Florida & Texas. Click below for service details in your city.
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Learn MoreFrequently Asked Questions About Commercial Property Claims
Do I need a public adjuster for a commercial claim?
Commercial claims are often more complex than residential ones. A public adjuster with commercial expertise can significantly increase your recovery.
What's business interruption coverage?
It covers lost income and ongoing expenses when your business can't operate due to covered damage. It's often the most valuable part of a commercial claim.
How quickly should I file a commercial claim?
Immediately. Business interruption clocks start ticking the moment damage occurs. Delayed claims lose money every day.
Can you handle claims for multiple properties?
Yes. We manage portfolio claims efficiently, documenting each property and coordinating repairs across locations.