Top 10 Things That Aren’t Covered By Florida Homeowners’ Insurance
You may think your Florida homeowners insurance covers every problem, but that’s not true, as many issues are excluded from policy coverage. Many policies leave big gaps for things like flood damage and mold, which are typically not covered by standard homeowners insurance, making it essential to consider a flood insurance policy. This guide will […]
How Florida Homeowners Insurance Is Improving In 2025: What It Means For You
Are rising homeowners insurance premiums making you worry about your Florida property and the number of claims you might face? In 2025, the property insurance market is seeing new insurance companies enter and stricter Florida insurance laws coming into effect, as detailed in a report by Central Florida Public Media. This post explains how these […]
Additional Homeowner Insurance Companies Coming to State — Will It Lower Rates?
Many people are paying more for homeowners insurance and want relief from rising insurance premiums. Some new insurance companies are now entering the state, which could increase competition for home insurance and potentially lead to lower average rates for consumers. This post explains what factors may change rates, like natural disasters and claims costs, and […]
Florida Insurer Plans Biggest Rate Cut 2025 — But Will Claims Get Easier?
Many Florida homeowners worry about rising insurance premiums and slow claims, especially as the insurance company plans a rate drop in early 2026. Next year, a big insurance company plans its largest property insurance rate cut in decades. This blog will explain what this means for you, from lower costs to possible changes with home […]
Florida Reforms Bring Back Companies To Provide Homeowners Coverage — But What About Claims?
Many Florida homeowners struggle to find good property insurance amid the challenges posed by the Florida insurance crisis. The state passed new laws in 2022 that brought several insurance companies back into the private market. This blog will explain how these reforms affect your coverage, premiums, and the process of filing an insurance claim. Find […]
Rising Insurance Rates: The Hidden Impact on Property Claims
Are you worried about the rising cost of property insurance? Rates keep climbing, and higher premiums now make it harder for many homeowners to get the coverage they need. This post explains what causes these rate hikes in the current insurance market and how they can affect your claims after a loss, especially given the […]
Florida Homeowners Are Seeing Some Insurance Relief — But Is It Enough?
Many Florida homeowners find their insurance premiums too high. This year, some people have seen lower insurance rates as new insurance companies join the market. In this blog post, you will learn which changes may help you save on your home insurance by exploring the office of insurance regulation and how to compare policies or […]
Property Insurance Companies Are Thriving — But Are Homeowners Really Benefiting?
Many homeowners feel worried as property insurance bills keep rising. Insurance companies are reporting record profits, even while families struggle to pay higher premiums and get good coverage. This blog will explain why these changes are happening and offer tips to help you save on your home insurance costs. Discover if the insurance market truly […]
How Florida’s Home Insurance Reforms Are Helping Homeowners In 2025
Many Florida homeowners worry about rising home insurance premiums and fewer coverage choices. Recent legislative reforms are helping the Florida insurance industry bring more private insurers into the market and make homeowner’s insurance easier to find in 2025, as noted by Governor DeSantis. This blog will explain how these changes help you get better property […]
Homeowners Insurance Is Pricing People Out in Disaster-Prone Cities: Why Costs Keep Rising?
Many homeowners in Florida feel squeezed by rising home insurance costs as global warming intensifies weather events. In some disaster-prone cities, property insurance rates have almost doubled over the last few years, exacerbated by the insurance crisis. This blog will share why home insurance premiums are going up and what you can do to protect […]
